Bitcoin.
Borrow
earn
buy
Borrow
Borrow against your Bitcoin
Unlock liquidity without selling your BTC. Every loan auto routes to the best current market rate across supported lenders.
YourBitcoin.
Youreverything app.
Sats Terminal is the self-custodial Bitcoin finance app that puts borrowing, earning, buying and spending in one place.
A look inside
Five screens. Everything your Bitcoin can do.
Your wallet, loans, earnings, purchases and spending each get a clean, focused screen.
Borrow, earn and spend in the app
Need cash? Borrow against your Bitcoin instead of selling it.
Your Loans
Total Balance
$1,595.00
$1,595.00Total Interest
$0.89
$0.89Borrow USDC, earn on idle funds, buy Bitcoin and spend anywhere, from one self-custodial app.
- Best rate routing on every loan
- Self-custodial. Your keys, always.
- Real time loan health alerts
Everything in one app
Five tools that usually live in five different apps.
Each one is built around Bitcoin that stays in your control, and they all work together on your iPhone.
Earn
Earn on USDC
Put stablecoins to work at the best rates across supported markets, and track live positions and portfolio performance.
Buy
Buy Bitcoin in seconds
Pay through supported checkout partners. Low fees, with pricing shown clearly before you confirm.
Spend
Spend anywhere
Gift cards from merchants around the world, plus US and international prepaid card options.
Self-custody
Fully self-custodial
You control your assets throughout the experience. No counterparty holding your coins.
Get started
Up and running in three steps.
Download, sign in and pick what you want to do first.
- Free download
Download the app.
Find Sats Terminal on the App Store and install it for free. Or scan the QR code on this page with your iPhone camera.
- Email sign in
Sign in and your wallet is ready.
Sign in with your email and your self-custodial wallet is set up for you. You control your assets throughout the experience.
- One app
Borrow, earn, buy or spend.
Borrow against your Bitcoin, earn on USDC, buy Bitcoin or spend with gift cards, all from the same app.
Free on the App Store. iPhone, iOS 15.1 or later.
Download on theApp StoreFAQ
Questions, answered before you download.
The short version of what the app does, what it costs and who holds your Bitcoin.
Yes. Sats Terminal is free to download on the App Store. Loan rates and checkout pricing are shown clearly before you confirm anything.
Get Sats Terminal on your iPhone
Free to downloadSelf-custodialBorrow, earn, buy, spend